View Full Version : What is the frugal choice??
Clarence
09-28-2006, 06:32 PM
Ok, dispite having a B.S. degree and two A.S. degrees I have gone back to school to get another A.S. degree.
The Problem is that I'm legally blind, and my vision just got a lot worse making this time around in school very difficult. So difficult infact that I am considering giving up. I have 9 classes left. Spread out over 2 years and 6,000 dollars.
here is my dillema. This is my first simester. I am taking a chemistry class and a math class right now that cost me $1000 and I don't think I'm going to finish the degree anyway. So, should I stay and finish these classes, or should I just say the hell with the 1000 bucks and tell work to schedule me for more hours again.
My only really problem with doing this is feeling like a failure. The money is really a secondary issue.
I suppose I could just half a$$ the semester and get passing D's or C's.
So is it more frugel to stay and get the credit for the classes. or is it more frugal to quit and work more hours.
thanks all for any opinions
hillbilly_mom
09-28-2006, 06:50 PM
Is the A S degree going to make you more money down the road? Enough money to make the sacrifices worthwhile today? Or is it just so you can have another degree? Those are two questions that you need to ask yourself before you decide whatever you are going to do.
Also, is your vision problem going to make your job situation difficult within the next few years? Are you going to be able to keep the same job with the vision problems, or will you have to find another job that you will be able to do with your disability? Or will you have to completely quit work all together and go onto disability or retire? Will having one more degree make any difference in those answers?
texasmom
09-29-2006, 01:18 AM
Well, I would tend to 'try' to stick it out - I think the pursuit knowledge for it's own sake is worth it (worth the money/worth the sacrifice). And you've already spent the money, might as well get the good out of it.
But if you really have taken on more than you can handle, it's okay to cut yourself some slack, drop the classes. View it as a lesson learned "how much can I put on my plate", and don't look back.
I guess I don't really see this as a financial desision one way or the other.
nancy1340
09-29-2006, 12:06 PM
Clarence , man you have "proved" yourself. If your ok $$ wise enjoy your life . If that means going to school then fine , do it . If doing something else appeals to you do it .
Parker
09-29-2006, 12:20 PM
I do not know about the frugality aspect, but I do admire you for pushing on despite being legally blind.
As someone said earlier, knowledge for the sake of knowledge can be a good thing.
I got my degree in Philosophy, now I have a car wash. Go figure.
Parker
Clarence
10-03-2006, 04:59 AM
Thanks all for the input. I have decided to drop the classes and move on. I did the school thing for a long enough. and while this degree whould have gotten me more money it wouldn't be all that much more. Besides, there is a good posibility that I wouldn't be able to do that kind of work in a few years anyway.
besides the other day in class I got tired of not being able to see the board or the text book without a magnifining glass. And in chem I nocked over my last piece of glasswear.
For the last few days I have felt very relieved. I might regret it down the road, but I think I made the right choice. thanks again all.
Shamrock1121
10-03-2006, 07:43 AM
I'd like to suggest a book to you - 48 Days to the Work you Love - by Dan Miller (http://www.48days.com/). It's not always about your lack of - or abundance of - formal education that gets you through life and helps you achieve your goals. Sometimes more education can be an excuse for not getting on with things. Just as not having ENOUGH education can be an excuse. It's about what do you want to do and how can you get to the point where you're doing it.
I'm sure most of us can tell you how higher education and low-income made us frugal. Yes you CAN eat pancakes for supper 2-3 nights a week when that's all you can afford ;).
I think you're overdue for a bit of inspiration without all that perspiration :).
-Karen
hillbilly_mom
10-03-2006, 06:02 PM
I'm glad you made a choice you are happy with, Clarence. There will always be second guesses. That is what being human is all about. But since you feel relief now you only need to look back and remember that feeling if you start to second guess.
So is it more frugel to stay and get the credit for the classes. or is it more frugal to quit and work more hours. thanks all for any opinionsI call this the airline ticket dilemna. If the ticket is already paid for, then you get an opportunity to go somewhere better should you decline it because the first ticket is already paid for? I say the money is already spent, so do what you want to do. If the remaining classes were free would you take them?
Tightwad
10-30-2006, 02:51 PM
Until you define your goals all you're doing is going to
school for ?????
You post told us everything but your goals which is why
I doubt that you have any in focus just now.
Decide goals THEN get classes required to meet the goal.
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