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Search: Posts Made By: SKB
Forum: Financial 06-23-2017, 10:17 AM
Replies: 34
Views: 15,871
Posted By SKB
Thanks. SS did follow through on notification....

Thanks.
SS did follow through on notification.
No more marriages for me!
Forum: Financial 06-22-2017, 05:30 PM
Replies: 34
Views: 15,871
Posted By SKB
Thank you.

Thank you.
Forum: Financial 06-21-2017, 10:31 PM
Replies: 34
Views: 15,871
Posted By SKB
UPDATE JUNE 21,2017

SS sent me a condolence letter the other day. I was shocked, I hadn't expected to hear from them about my ex passing away. I'm entitled to some money, so they're sending me the paperwork to fill out....
Forum: Financial 06-16-2017, 10:51 PM
Replies: 2
Views: 3,495
Posted By SKB
People were stopped at a light, traffic being...

People were stopped at a light, traffic being what it is in Austin, they had the time, but not the desire to get involved. In another incident last week where a man was shot in the head with BBs,...
Forum: Financial 06-16-2017, 09:23 PM
Replies: 2
Views: 3,495
Posted By SKB
Would you get involved?

A good reason not to panhandle is the chance you take of being attacked. A panhandler approached a car in Austin and asked the driver if he could wash his windshield for him. The driver jumped out...
Forum: Financial 06-16-2017, 01:26 AM
Replies: 19
Views: 7,848
Posted By SKB
From the article: "Travel across the state for...

From the article:
"Travel across the state for medical appointments, rent at the RV park where the family stays, food, electricity bills and other costs depleted the donation money."

Could those...
Forum: Financial 06-16-2017, 12:51 AM
Replies: 19
Views: 7,848
Posted By SKB
Thanks for the article. It doesn't ring true for...

Thanks for the article. It doesn't ring true for some reason.

He could have applied for disability and food stamps. His teen daughter could get a job after school or on weekends. If he was in...
Forum: Financial 06-16-2017, 12:34 AM
Replies: 19
Views: 7,848
Posted By SKB
I liked it better when people gave for no other...

I liked it better when people gave for no other reason than they wanted to and they thought it might help someone else.

Not long ago someone was desperate to help me. She bought me jewelry, wanted...
Forum: Financial 06-15-2017, 04:51 PM
Replies: 19
Views: 7,848
Posted By SKB
Is this a true story? When did it happen? Where?

Is this a true story? When did it happen? Where?
Forum: Financial 06-15-2017, 11:13 AM
Replies: 19
Views: 7,848
Posted By SKB
I'm starting to tune out all the pleas for help,...

I'm starting to tune out all the pleas for help, especially when I read that some well to do person has donated or pledged a million dollars to the charity, yet they're still sending out requests for...
Forum: Financial 06-14-2017, 05:08 PM
Replies: 19
Views: 7,848
Posted By SKB
I won't unsubscribe to that blog just yet because...

I won't unsubscribe to that blog just yet because I want to hear how the adoption fundraising goes. I left a comment yesterday but the blogger deleted it. I figured she would, but she had to read it...
Forum: Financial 06-14-2017, 12:34 PM
Replies: 19
Views: 7,848
Posted By SKB
You're right. Many years ago we had a neighbor...

You're right. Many years ago we had a neighbor who fostered teenagers. Norma had a nice income from fostering but the kids were treated like hired hands. They hated her.
Forum: Financial 06-13-2017, 07:31 PM
Replies: 19
Views: 7,848
Posted By SKB
I know very little about the adoption process....

I know very little about the adoption process. The blogger says there are different types of adoptions and that when you're a foster parent, the adoption is free. That's how they came to be parents...
Forum: Financial 06-13-2017, 06:18 PM
Replies: 19
Views: 7,848
Posted By SKB
It's pretty nervy, to ask someone you don't know...

It's pretty nervy, to ask someone you don't know to help finance a personal decision. Our grandparents would be appalled.
Forum: Financial 06-13-2017, 02:03 PM
Replies: 19
Views: 7,848
Posted By SKB
Online panhandling

Every day someone goes public with their need for financial help. This morning it was a blogger who needs donations to pay adoption expenses for her 3rd child. There is a 30 day payment deadline. I...
Forum: Financial 04-25-2017, 11:27 PM
Replies: 12
Views: 16,563
Posted By SKB
If you can't access your money within 2 minutes...

If you can't access your money within 2 minutes at midnight, you don't have it. People I know who have investments think they're rich but they're not.

The best thing to do is what many a grandma...
Forum: Education/Homeschool 04-24-2017, 12:44 AM
Replies: 9
Views: 11,051
Posted By SKB
What curriculum are you using? We used Abeka with...

What curriculum are you using? We used Abeka with the videos. Took field trips and all that good stuff. The student is now 43!

I'm going to move back to the city so I can continue my education....
Forum: Financial 04-24-2017, 12:29 AM
Replies: 12
Views: 16,563
Posted By SKB
A credit card opens doors, a debit card brings...

A credit card opens doors, a debit card brings multiple hoops to jump through. Example: a few years ago I started a thread here about the great difficulty I had in trying to rent a car with my debit...
Forum: Health 04-23-2017, 11:38 PM
Replies: 7
Views: 11,603
Posted By SKB
Here's an interesting development, the local 24/7...

Here's an interesting development, the local 24/7 emergency care facility here is not an Aetna in network provider but every other location they have in the metro area 35 miles away is. Since there...
Forum: Health 03-25-2017, 03:17 PM
Replies: 7
Views: 11,603
Posted By SKB
Aetna's persistence is annoying

Do you have a Medicare Advantage Plan? I signed up with Aetna about a year ago. I have it just because. I don't have any pressing health needs that a change of location and living conditions won't...
Forum: Financial 01-26-2017, 12:23 PM
Replies: 12
Views: 12,320
Posted By SKB
That is correct, but what happened to me is rare....

That is correct, but what happened to me is rare. Read the orginal post so you clearly understand.
Forum: Pets 01-23-2017, 09:55 PM
Replies: 15
Views: 8,359
Posted By SKB
Today I learned that there is a vet who will do...

Today I learned that there is a vet who will do in home euthanasia, so I called to get information. To euthanize my 7# cat would have cost $300
and depending on the type of cremation services I...
Forum: Pets 01-23-2017, 11:23 AM
Replies: 15
Views: 8,359
Posted By SKB
It's just amazing what herbs can do. I think that...

It's just amazing what herbs can do. I think that overall, pharmaceuticals have done more harm than good.

The recent news story of the woman who died because her infection was resistant to every...
Forum: Pets 01-22-2017, 01:18 PM
Replies: 15
Views: 8,359
Posted By SKB
There's definitely a difference in how city folks...

There's definitely a difference in how city folks treat animals vs. how country folks do it.

I grew up in a small city, so taking an animal to the vet was all I knew.

Now I'm in a rural area...
Forum: Pets 01-22-2017, 12:24 PM
Replies: 15
Views: 8,359
Posted By SKB
Doninalaska, lack of reliable transportation is a...

Doninalaska, lack of reliable transportation is a huge obstacle. Finding a ride can be challenging because many people don't want an animal in their vehicle.

There are 5 veterinary clinics in...
Forum: Pets 01-21-2017, 10:35 PM
Replies: 15
Views: 8,359
Posted By SKB
Jjr, there's no competition here, so it's easy...

Jjr, there's no competition here, so it's easy for providers of any service to charge the maximum and usually get it. The pipe below my water meter sprung a tiny leak and because I rent, the landlord...
Forum: Pets 01-21-2017, 09:55 PM
Replies: 15
Views: 8,359
Posted By SKB
No mobile vets here. I'm in south central Texas...

No mobile vets here. I'm in south central Texas in a small town that requires a car in order to get around. No car, you're screwed.

My remaining cat is a former stray. He watched me for a long...
Forum: Pets 01-21-2017, 05:15 PM
Replies: 15
Views: 8,359
Posted By SKB
I have a friend who's a former vet tech. She's...

I have a friend who's a former vet tech. She's retired now and I'm hoping she'll decide to become the middleman for people like me. She knows a lot and was very supportive during my struggle to help...
Forum: Pets 01-21-2017, 08:28 AM
Replies: 15
Views: 8,359
Posted By SKB
$800

Veterinary care is now only for the wealthy in this small town. Yesterday my neighbor told me about her friend who was charged $800 to have her 3 medium sized dogs fixed. That's outrageous.

When I...
Forum: Financial 01-04-2017, 10:59 AM
Replies: 12
Views: 12,320
Posted By SKB
Depending on the government for anything is very...

Depending on the government for anything is very risky! The one who pays or drives has control.
Forum: Financial 12-31-2016, 02:34 PM
Replies: 12
Views: 12,320
Posted By SKB
Whatever was really going on, I'm glad it's over....

Whatever was really going on, I'm glad it's over. An overpayment glitch that takes months to resolve was not a believable story. I'm sure I was being investigated, but I can't imagine why.

I...
Forum: Financial 12-30-2016, 10:45 PM
Replies: 12
Views: 12,320
Posted By SKB
Update Dec. 30

I'm happy to report that I received my full SS check this morning. It took 2 months for them to straighten out this snafu. SS is so unpredictable that I think I'll always be wary of them.

If they...
Forum: Financial 12-06-2016, 10:46 PM
Replies: 12
Views: 12,320
Posted By SKB
Thank you, I will do that. The attorney general's...

Thank you, I will do that. The attorney general's office referred me back to SS.
Forum: Financial 12-06-2016, 01:35 AM
Replies: 12
Views: 12,320
Posted By SKB
How can they do this?!

Hello all. I need your thoughts on this weird situation I'm in.

As I've shared before I've been divorced 13 years and have no contact with my ex. He has remarried and lives in another country.
...
Forum: Conversations 10-01-2016, 07:43 PM
Replies: 20
Views: 13,890
Posted By SKB
I live in a town of less than 8,000 people. Last...

I live in a town of less than 8,000 people. Last year the town was marked as hostile for the Jade Helm exercise. I think I'd be safer in the city rather than out here with these hot heads who go into...
Forum: Financial 08-06-2016, 03:50 PM
Replies: 2
Views: 6,286
Posted By SKB
It looks like we'll be getting a $2 increase and...

It looks like we'll be getting a $2 increase and the Medicare premium will go up to $149.

Details here: http://www.usatoday.com/story/money/2016/06/22/2017-social-security-cola/86241140/
Forum: Financial 07-24-2016, 11:12 PM
Replies: 34
Views: 15,871
Posted By SKB
Thanks, Bones. When I turn 66 and if SS still...

Thanks, Bones. When I turn 66 and if SS still exists and the world hasn't ended, I'll pursue this in earnest.

My original question was about finding out when he dies because he's now living in...
Forum: Financial 07-24-2016, 09:59 PM
Replies: 34
Views: 15,871
Posted By SKB
I was given the info a few years ago by a very...

I was given the info a few years ago by a very talkative SS rep. He said my benefit amount would be $2,038 a month if I were eligible for it at that time. Things may have changed or he could have...
Forum: Financial 07-24-2016, 04:47 PM
Replies: 34
Views: 15,871
Posted By SKB
The only $ coming from my ex's account is $186....

The only $ coming from my ex's account is $186. The rest is my SS and supplemental SS. No disability. He's getting $4,000+ a month, 50% would be a nice income for me.

You've no doubt read of dead...
Forum: Financial 07-24-2016, 03:26 PM
Replies: 34
Views: 15,871
Posted By SKB
Yes, I've decided to go to a satellite SS office...

Yes, I've decided to go to a satellite SS office from now on instead of calling. It won't be as crowded.

When I see a disabled person I ask God to bless them because I know how very hard it is. I...
Forum: Financial 07-21-2016, 06:52 PM
Replies: 34
Views: 15,871
Posted By SKB
I called SS today, and after being on hold for an...

I called SS today, and after being on hold for an hour, spoke with a testy, irritable woman who told me that any US citizen who moves to another country permanently must register with the U.S....
Forum: Financial 07-10-2016, 01:45 AM
Replies: 34
Views: 15,871
Posted By SKB
I just emailed a lawyer who advertises on TV....

I just emailed a lawyer who advertises on TV. They specialize in SS disability cases, but maybe they can refer me to someone if they don't have the answers to my questions.
Forum: Financial 07-10-2016, 01:16 AM
Replies: 34
Views: 15,871
Posted By SKB
I am currently receiving a reduced spousal...

I am currently receiving a reduced spousal benefit of $186 a month. His monthly benefit is about $4,000. His current wife is receiving half.

I paid for a divorce lawyer but did not get good...
Forum: Financial 07-09-2016, 11:47 AM
Replies: 34
Views: 15,871
Posted By SKB
I thought the SS spousal benefit was a safeguard...

I thought the SS spousal benefit was a safeguard for women who took the traditional route.

I trusted, I believed he was as committed to the marriage as I was. I stayed home. His dinner was on the...
Forum: Financial 07-09-2016, 11:24 AM
Replies: 34
Views: 15,871
Posted By SKB
Their response is always that they will let me...

Their response is always that they will let me know when he dies, but I'll bet I end up telling them instead.

I read somewhere that they are trained to only answer questions, not volunteer...
Forum: Financial 07-08-2016, 10:39 PM
Replies: 34
Views: 15,871
Posted By SKB
Pang Lao is in Bohol province. I check their...

Pang Lao is in Bohol province.

I check their FB pages regularly, so there's sure to be news I can use at some point.

It sounds terrible, but I've heard this is what you have to do since SS is...
Forum: Financial 07-08-2016, 10:26 AM
Replies: 34
Views: 15,871
Posted By SKB
Thanks, Bones. I'll save the info.

Thanks, Bones. I'll save the info.
Forum: Financial 07-03-2016, 12:39 PM
Replies: 34
Views: 15,871
Posted By SKB
Ok, sounds good. That's assuming someone notifies...

Ok, sounds good. That's assuming someone notifies the local authorities.

If the ex and his wife hadn't done some questionable things in the past, I'd be more confident that the right thing would...
Forum: Financial 07-03-2016, 11:08 AM
Replies: 34
Views: 15,871
Posted By SKB
I may need a lawyer who deals with SS to sort...

I may need a lawyer who deals with SS to sort this out.

What is being done currently will not change UNTIL HE DIES. When that happens, things will change, but ONLY IF SS KNOWS ABOUT HIS DEATH and...
Forum: Financial 07-03-2016, 02:21 AM
Replies: 34
Views: 15,871
Posted By SKB
Thanks, Bones. What will happen when he dies if...

Thanks, Bones. What will happen when he dies if he's living in a 3rd world country where he could die at home, be buried and SS doesn't know, so the checks continue to be deposited into their joint...
Forum: Financial 07-02-2016, 08:31 PM
Replies: 34
Views: 15,871
Posted By SKB
Thanks to Facebook, I know more than I ever...

Thanks to Facebook, I know more than I ever wanted to know about his over the top wonderful life. There are plenty of pictures as well.

I posted the question because one SS rep told me to let...
Forum: Financial 07-02-2016, 06:46 PM
Replies: 34
Views: 15,871
Posted By SKB
How will SS know?

Hi everyone, I've got a question that I hope someone can answer for me.

I'm wife #3, now divorced. Ex has remarried and is now living in the Philippines. He's not poor. Wife #4 is already...
Forum: Financial 02-27-2016, 10:32 AM
Replies: 4
Views: 6,813
Posted By SKB
I was hoping they would do that too, but one must...

I was hoping they would do that too, but one must follow the rules without question! No executive decision making allowed. I met the deadline with 2 days to spare. I've decided we're all being forced...
Forum: Conversations 02-06-2016, 05:28 PM
Replies: 55
Views: 14,767
Posted By SKB
http://www.wsj.com/video/aerial-damage-after-stron...

http://www.wsj.com/video/aerial-damage-after-strong-earthquake-hits-taiwan/ECD9E837-A968-4224-9BFA-E418DC75F02F.html

It was just a 6.4. Imagine what a 9.0 will do.
Forum: Conversations 02-06-2016, 12:06 AM
Replies: 55
Views: 14,767
Posted By SKB
Looking at the most recent disasters, having a...

Looking at the most recent disasters, having a stockpile of food and supplies is useless when your home is in danger of flooding or floating down the river, going off a cliff, being leveled by a...
Forum: Conversations 01-30-2016, 12:26 AM
Replies: 11
Views: 3,865
Posted By SKB
Sorry, I wasn't clear either. The...

Sorry, I wasn't clear either. The helicopters,etc. are planned for but probably not for the exercise. There's no point in that.
Forum: Conversations 01-30-2016, 12:02 AM
Replies: 11
Views: 3,865
Posted By SKB
They're doing what they think is necessary to...

They're doing what they think is necessary to prepare, but really, no matter when the great quake hits, the aftermath will be about recovery, not rescue. Tsunami waves up to 200 feet high....what...
Forum: Conversations 01-29-2016, 01:56 PM
Replies: 11
Views: 3,865
Posted By SKB
White House Earthquake Resilience Summit The...

White House Earthquake Resilience Summit
The White House

On Tuesday, February 2, the White House will host an Earthquake Resilience Summit to promote adoption of an earthquake-early warning...
Forum: Financial 01-28-2016, 09:26 PM
Replies: 4
Views: 6,813
Posted By SKB
I wish the divorce decree stated the date of...

I wish the divorce decree stated the date of marriage but mine doesn't. I was married 22 years.
Forum: Financial 01-28-2016, 07:04 PM
Replies: 4
Views: 6,813
Posted By SKB
Talking Keep it all.

It's my own fault that I'm in the mess I'm in, so I thought I'd warn you not to make the mistake I did.

My ex and I met in Ventura, Ca. and married in Visalia, Ca.

For years I've kept the...
Forum: Conversations 01-26-2016, 09:39 PM
Replies: 11
Views: 3,865
Posted By SKB
Here it is. I was wrong, they say they'll need...

Here it is. I was wrong, they say they'll need 50-80,000 troops. Mind boggling...

...
Forum: Conversations 01-26-2016, 09:23 PM
Replies: 11
Views: 3,865
Posted By SKB
http://koin.com/2014/09/09/earthquake-tsunami-play...

http://koin.com/2014/09/09/earthquake-tsunami-playbook-outlines-response-strategy/
Forum: Conversations 01-26-2016, 09:12 PM
Replies: 11
Views: 3,865
Posted By SKB
There are 98 pages in that document outlining how...

There are 98 pages in that document outlining how the exercise is to be done. It's on the ground, not a computer game. On one site I came across a participant explained that there will be a Normandy...
Forum: Conversations 01-26-2016, 07:21 PM
Replies: 11
Views: 3,865
Posted By SKB
Cascadia Rising exercise

This multi page document will reassure you. They've thought of everything.



http://www.emergencymgmt.com/emergency-blogs/disaster-zone/2016-cascadia-rising-earthquake-exercise-plan.html
Forum: Conversations 01-25-2016, 03:56 PM
Replies: 55
Views: 14,767
Posted By SKB
Here's the video. ...

Here's the video.


http://www.youtube.com/watch?v=GBVKqMeI11c&sns=em
Forum: Conversations 01-25-2016, 03:52 PM
Replies: 55
Views: 14,767
Posted By SKB
The following is text from a silent video from...

The following is text from a silent video from the Pacific Northwest Seismic Network scientists.
The video is a map with text and music showing what will happen when the Cascadia Fault rips.

The...
Forum: Conversations 01-24-2016, 09:10 PM
Replies: 55
Views: 14,767
Posted By SKB
7.1 Alaska quake January 24, 2016

They're rocking and rolling with aftershocks up in Alaska right now.

There was a story on the morning news the other day about increased earthquake preparedness in the PNW. Seemed odd, why now?...
Forum: Conversations 01-05-2016, 11:16 AM
Replies: 10
Views: 3,977
Posted By SKB
Sounds good. Now here's the reality. You feel...

Sounds good. Now here's the reality. You feel invincible. I Am WOMAN, hear me roar. Your body is changing, and will continue to do so in the coming years at a faster pace. Your 50s are the last good...
Forum: Financial 12-30-2015, 10:13 PM
Replies: 111
Views: 47,142
Posted By SKB
Chickens that expensive should come gift wrapped!

Chickens that expensive should come gift wrapped!
Forum: Financial 12-29-2015, 05:27 PM
Replies: 111
Views: 47,142
Posted By SKB
I've noticed that if a regularly stocked item...

I've noticed that if a regularly stocked item becomes popular the price goes up. The 1# tube of fresh ground turkey just recently went up from $2.50 to $2.76 each. Wal-Mart can hardly keep it in...
Forum: Conversations 12-26-2015, 11:06 AM
Replies: 29
Views: 10,087
Posted By SKB
I think it's easier to relocate when you have...

I think it's easier to relocate when you have children. Also, if you have animals, seek others who have fur babies. Both give you a way in, socially.
Forum: Conversations 12-25-2015, 09:17 PM
Replies: 29
Views: 10,087
Posted By SKB
Have you decided yet, Annie? My only suggestion...

Have you decided yet, Annie? My only suggestion is to have the agreement done by a lawyer, for everyone's protection.
Forum: Conversations 12-25-2015, 11:53 AM
Replies: 10
Views: 3,977
Posted By SKB
Hi Laura, I wanted to let you know that you're...

Hi Laura, I wanted to let you know that you're not a misfit, that it takes a lot longer to get back on your feet than you think, and it goes a little better if you fight less and just go with the...
Forum: Financial 12-20-2015, 02:43 PM
Replies: 111
Views: 47,142
Posted By SKB
I used to be amused by the "in the head out the...

I used to be amused by the "in the head out the mouth" comments made by older folks who seemed to have a broken filter. Now it's happening to me, and I am not happy about it.

I recently went to 2...
Forum: Financial 12-20-2015, 11:07 AM
Replies: 111
Views: 47,142
Posted By SKB
Sometimes you just have to smile, and not...

Sometimes you just have to smile, and not respond. There's a lady who rides the bus who told me she had gotten a job through United Health Care, packing apples in Colorado. She starts in March,...
Forum: Financial 12-19-2015, 11:05 PM
Replies: 111
Views: 47,142
Posted By SKB
I think Wal-Mart is going to bring back greeters....

I think Wal-Mart is going to bring back greeters. That would be a good PT gig, you might get an employee discount.
Forum: Financial 12-19-2015, 12:06 AM
Replies: 111
Views: 47,142
Posted By SKB
Thank you. What a way to end the year! 😃

Thank you. What a way to end the year! 😃
Forum: Financial 12-18-2015, 11:02 PM
Replies: 111
Views: 47,142
Posted By SKB
Update: I found out that the reason for the $300+...

Update: I found out that the reason for the $300+ deduction from my SS check next month was due to a computer interface glitch that affected 9,000 people in Central Texas. The count was 3,500 on...
Forum: Financial 12-12-2015, 11:57 AM
Replies: 111
Views: 47,142
Posted By SKB
My disability application was accepted without...

My disability application was accepted without denial. I did not get a lawyer. The entire process took 8 months.

I answered every question with a detailed answer (mini essay). I told them more...
Forum: Financial 12-09-2015, 12:27 PM
Replies: 111
Views: 47,142
Posted By SKB
Fortunately, I live a no frills life. This...

Fortunately, I live a no frills life.

This is the kind of thing we prep for.

This is why I buy a 25# bag of flour and store it in the freezer and
why I buy fabric, yarn, clothing or anything...
Forum: Financial 12-09-2015, 11:35 AM
Replies: 111
Views: 47,142
Posted By SKB
Thank you, MissouriFree. From what I've heard,...

Thank you, MissouriFree. From what I've heard, this is something that is done by the powers that be and they let you know as a courtesy. If I don't like it, and I don't, I can do what I'm planning to...
Forum: Financial 12-09-2015, 10:14 AM
Replies: 111
Views: 47,142
Posted By SKB
I DON'T HAVE A CHOICE, this was not my decision....

I DON'T HAVE A CHOICE, this was not my decision. My landlord says she's had tenants have to pay it one year and not the next, on a rotating basis. It's bizarre.

I'm waiting to see what comes next.
Forum: Financial 12-08-2015, 08:49 PM
Replies: 111
Views: 47,142
Posted By SKB
Did she apply for disability?

Did she apply for disability?
Forum: Financial 12-08-2015, 07:29 PM
Replies: 111
Views: 47,142
Posted By SKB
I don't have monthly doctor bills. I don't take...

I don't have monthly doctor bills. I don't take prescription meds. I take generic Ibuprofen, Zyrtec and Sudafed only when absolutely necessary. Half doses work. I keep track on the calendar. This...
Forum: Financial 12-08-2015, 04:21 PM
Replies: 111
Views: 47,142
Posted By SKB
Sorry, I had it reversed. Like I've said, I don't...

Sorry, I had it reversed. Like I've said, I don't use the coverage.

Amerigroup is Medicaid and the card says:

Long term services and supports benefits only.
You receive primary, acute and...
Forum: Financial 12-08-2015, 12:46 PM
Replies: 111
Views: 47,142
Posted By SKB
That's poverty level. I'm below, which is why I...

That's poverty level. I'm below, which is why I have the bare bones coverage that I have. Now that they're planning to take $100 out of my check going forward, that drops me to $7,896 a year. It's a...
Forum: Financial 12-08-2015, 10:26 AM
Replies: 111
Views: 47,142
Posted By SKB
I have Medicaid. It pays for office calls, etc....

I have Medicaid. It pays for office calls, etc. The Medicare coverage I have is for hospitalization and long term care. I don't use either one.

The doctors who accept the Medicaid are the bottom...
Forum: Financial 12-07-2015, 09:51 PM
Replies: 111
Views: 47,142
Posted By SKB
I don't know if there's another thread that...

I don't know if there's another thread that specifically deals with what I'm experiencing, so I'll post here.

I am a senior citizen classified as having extremely low income.
I receive $753 per...
Forum: Conversations 11-28-2015, 11:48 AM
Replies: 12
Views: 7,403
Posted By SKB
Using aluminum foil as protection for credit...

Using aluminum foil as protection for credit cards is ineffective. The wallet I bought is fabric with the barrier sewn in.

Although my home may never flood, I have done everything I can to...
Forum: Conversations 11-28-2015, 11:36 AM
Replies: 12
Views: 7,403
Posted By SKB
MissouriFree, your reply showed up in my inbox...

MissouriFree, your reply showed up in my inbox but not here on the forum. I've copied it here.

I am no expert but from what I read they are not not rfid type chips in the new EMV cards . It is,...
Forum: Conversations 11-27-2015, 09:17 PM
Replies: 12
Views: 7,403
Posted By SKB
Thanks for the comprehensive explanation, Bones....

Thanks for the comprehensive explanation, Bones. I'm going to save it and also share the info. 😃
Forum: Conversations 11-26-2015, 10:08 PM
Replies: 12
Views: 7,403
Posted By SKB
My new debit cards (I have 2 accounts) are on the...

My new debit cards (I have 2 accounts) are on the way and they will have chips. I want to get in the habit of using the wallet now. I don't have credit cards.
Forum: Conversations 11-26-2015, 02:32 PM
Replies: 12
Views: 7,403
Posted By SKB
RFID wallets and sleeves

I was just reading another thread about not leaving your purse open in a grocery cart while shopping.

Well, theft is now easier with a concealed scanner that thieves can carry in a tote bag while...
Forum: Preparedness/Survival Skills/BOBs/Kits/Gear 10-18-2015, 12:17 PM
Replies: 8
Views: 8,613
Posted By SKB
Thank you! I knew I'd get pointed in the right...

Thank you! I knew I'd get pointed in the right direction on this forum. 😁
Forum: Preparedness/Survival Skills/BOBs/Kits/Gear 10-18-2015, 11:31 AM
Replies: 8
Views: 8,613
Posted By SKB
I'm using my Kindle right now to write this and...

I'm using my Kindle right now to write this and there's no way I can go for 2 weeks without charging. I use this device like a computer. I have close to 2,000 books stored because I get them when...
Forum: Preparedness/Survival Skills/BOBs/Kits/Gear 10-18-2015, 12:22 AM
Replies: 8
Views: 8,613
Posted By SKB
A solar charger for my Kindle

If the power is out for more than a few hours, I'm going to need my Kindle. I found this:

http://www.goodhousekeeping.com/home-products/solar-charger-reviews/g2093/portable-solar-panels/?

So...
Forum: Homesteading 10-10-2015, 04:19 PM
Replies: 53
Views: 27,116
Posted By SKB
Yes, I learned about cow manure the hard way. We...

Yes, I learned about cow manure the hard way. We had a sunken indoor garden at the rear of our home and the previous owners had planted some reasonably sized plants. It needed some renewing, so we...
Forum: Homesteading 10-09-2015, 11:21 PM
Replies: 53
Views: 27,116
Posted By SKB
I can laugh while reading this article because...

I can laugh while reading this article because I'm not living it. God bless these folks who refuse to give up.

...
Forum: Homesteading 10-07-2015, 10:13 PM
Replies: 53
Views: 27,116
Posted By SKB
Wyobuckaroo, a real estate agent told me that...

Wyobuckaroo, a real estate agent told me that even if I did not want or ever planned to use a septic tank, I should buy a place that had one, even if it was old and rusty because the county would...
Forum: Homesteading 10-07-2015, 10:05 PM
Replies: 53
Views: 27,116
Posted By SKB
In the current issue of BHM online Claire Wolfe...

In the current issue of BHM online Claire Wolfe has written part 1 of a series of articles on how she purchased her home for $10,000 and what was involved in making it liveable. When I saw the pics...
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