I hate money. When it is needed it takes too much time and work to make it. When there is enough it takes too much time and work to manage it. But having it and managing it is less miserable than needing it. That is one big reason for taking two years of concentrated work to make a worthwhile amount.

These last few posts have been about using the first year to organize your finances to make the second year possible. During the second year you will be spending your money and probably borrowing some too. At the end of Year Two you should have a home that is (1) yours free and clear or (2) yours with a much smaller mortgage than if you had bought it the regular way.

You will also have learned a number of valuable job skills along the way that could open up new career choices for you. In fact, you automatically have a new career right in front of you at the end of Year Two. Imagine what you could do if you sold your new house, took the profit and built another house.

The second house would be financed by you without borrowing, and you might have money left over. Then do house number three. Each project teaches you more and each should be more profitable than the last. And…you have created a real life career.

I have built 24 houses on my own using the ideas I am giving you here. There are numerous things to learn when making this career choice and I will talk about as many as I can in future posts.

The most important accomplishment arising from this new life experience is becoming your own boss. I can’t begin to tell you how good that feels.

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On the previous subject of stucco and styrofoam walls, check out this website: starbulletin.com:2000:05:19:features:story1.html.webloc